"Sorry insufficient funds, goodbye!" , by Erik Pevernagie, oil on canvas,100 x 100 cm

Banks and the financial world are always courteous and well-mannered but intransigent and intractable. "Banks are an almost irresistible attraction for that element of our society which seeks unearned money." murmurs J. Edgar Hoover.

The repetitive words " insufficient funds" sound very familiar in the ears of most people: "I'm sorry, you have insufficient funds in your account," "The cablegram of doom: insufficient funds in the bank.", "Long-standing local pastry shop at Helena: "I'm sorry if you're not getting the donut you wanted: insufficient funds is the main hurdle."

If consumption is the main goal in life, labor has become a painful gate to buying things, which are often unnecessary or totally useless.

Since consumption is seen as a promising way to fulfillment and happiness, it has become an essential manner to impress the world around. Thus, financial status and outward appearance have become required proof of self-accomplishment and success.

Credit institutes have desperately been trying to seduce people and make them buy unnecessary things. To the insolvent clients that they have been attracting lightheartedly, they will give an ironical and harsh reply: "Sorry! You have insufficient funds! Goodbye!". Michael Moore made a stingy remark about this state of affairs: "

Nobody had a credit card when I was a kid. No one had credit card debt. But these big companies and banks wanted to know how to get more money out of people - get them charging things."

Phenomenon: Credit institutes, consumption

Factual starting point of the picture: women home banking in front of PC